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Joe Caleca

About

I had to earn everything. I'll work just as hard for you.

I'm a Senior Loan Officer at Mpire Financial in Greenville, SC. I help everyday people buy and refinance homes. Before this, I was a Realtor.

  • 4

    years in mortgage

  • $30M+

    in loans funded

  • 50+

    deals closed as a Realtor

  • 100+

    lenders I shop for you

  • 4

    states licensed: SC, NC, MI, FL

My story

From the closing table to the loan desk

  1. The Realtor years

    I was a licensed Realtor for 4 years and closed 50+ transactions before I moved to the loan side. I know what it costs an agent when a lender goes quiet, because I sat in that chair.

  2. Why Mpire Financial

    Mpire Financial Group is the company behind me. It gives me the lender relationships and the tools to help people in South Carolina, North Carolina, Michigan, and Florida.

    It also lets me run my business the way I believe in. I've sat on the other side of the closing table and seen what a late closing does to a family and to their agent. Every loan I close is a family trusting me with one of the biggest purchases of their life. That's humbling.

  3. Why the Carolinas

    I moved to the Carolinas to be closer to family. What I didn't expect was how much I'd love it here. The beaches are a drive away. So are the mountains. You get the character of small towns and the energy of real cities, all in one place. The Carolinas have everything I need, and more.

What I believe about this work

I talk to you like a friend.

Clear communication, transparent communication.

I show up and I'm consistent.

Get out what you put in.

I work as a broker.

I work as a broker. I shop your file across a network of over 100 lenders instead of handing you one company's rate. Different lenders price the same borrower differently. My job is to know which door to knock on.

Credentials and licensing

Name
Joe Caleca
Title
Senior Loan Officer
Company
Mpire Financial Group LLC, NMLS 2108504
Individual NMLS
2302900
Based in
Greenville, South Carolina
State licenses
  • South Carolina 2302900
  • North Carolina I-210153
  • Michigan 2302900
  • Florida LO126090
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My promise

I show up and I'm consistent. You'll never have to wonder where your loan stands.