Homes for Heroes®
I'm a Homes for Heroes affiliate mortgage specialist in Greenville. Firefighters, EMS, law enforcement, military and veterans, healthcare professionals, and teachers can save when they buy or refinance. Here's how it works, including the parts nobody explains.
When heroes work with Homes for Heroes affiliate real estate, mortgage and local business specialists, they receive Hero Rewards®* savings when buying, selling or refinancing a home, or when making everyday home-related purchases.
From a Homes for Heroes agent
Buy or sell a home and receive a check from Homes for Heroes. Homes for Heroes puts it at about 0.7% of the purchase price. The actual amount can vary, and it arrives after closing. Your agent has to be a Homes for Heroes affiliate too. If you don't have one yet, I'll connect you with one here in the Upstate.
| Home price | Hero Rewards |
|---|---|
| $200,000 | $1,400 |
| $300,000 | $2,100 |
| $500,000 | $3,500 |
| $750,000 | $5,250 |
From me
Buy or refinance and receive reduced lending fees. I work as a broker. I shop your file across a network of over 100 lenders instead of handing you one company's rate.
$3,000
average when heroes buy or sell
$6,000
average when they do both
Homes for Heroes' estimates, not a promise. Your number depends on your home and your deal.
Figures: HomesforHeroes.com FAQ, updated June 4, 2025, and Homes for Heroes affiliate materials, 2026. The actual amount varies.
Homes for Heroes serves five groups.
Firefighters, full-time or volunteer, plus paramedics, AEMTs, and EMTs. Active, former, or retired.
Police officers, troopers, correctional officers, and 911 dispatchers. Active, former, or retired.
Active duty, reserves, and veterans, in every branch.
Nurses, doctors, specialists, technicians, and medical assistants. Active, former, or retired.
K-12 teachers, college teachers, and professors. Active, former, or retired.
Five steps, from hello to your closing table.
Tell me you're a hero, and I'll enroll you.
I add you to Homes for Heroes myself. It's free, and it's how the program knows you're a hero.
We talk.
I learn your full picture first: what you're buying, what you have saved, and what you want your payment to feel like.
Pair up with a Homes for Heroes agent.
If you're buying, your agent needs to be in the program for the Hero Rewards check. I can connect you with one.
I find your loan.
I shop your file across over 100 lenders. Then I walk you through every step to closing, with reduced lending fees.
Close.
If a Homes for Heroes agent helped you buy or sell, your Hero Rewards check comes after closing.
Questions I get a lot
No. It's a rewards program, not a loan program. It sits alongside your financing.
No. It doesn't change your interest rate, and it doesn't change whether you qualify.
Yes. It doesn't replace your VA benefits. You keep them, and the Hero Rewards check can come on top.
No. Enrolling is free.
For the Hero Rewards check, yes. Your agent has to be a Homes for Heroes affiliate too. I can connect you with one.
Yes. Refinance with me and receive reduced lending fees. The Hero Rewards check comes from buying or selling with a Homes for Heroes agent.
I'll add you to Homes for Heroes and reach out to talk through your plans.
I work with heroes across Greenville and the Upstate, and anywhere I'm licensed: South Carolina, North Carolina, Michigan, and Florida.
Joe Caleca
Senior Loan Officer · Mpire Financial · NMLS 2302900
Rather talk? Call or text (980) 987-1299.
©2026 Homes for Heroes®. All rights reserved. Homes for Heroes, Inc. is a licensed real estate company in the state of Minnesota. *Hero Rewards not available in all states. Hero Rewards offers are limited and/or restricted in Alaska, Kansas and Mississippi. All savings amounts are estimates. The actual Hero Rewards amount may vary based on the services used, sale price of the home (less appropriate credits), and in special circumstances, including, but not limited to, new construction, below average commission, and For Sale By Owner sales. You must be enrolled with Homes for Heroes and be represented at closing by a Homes for Heroes real estate specialist to be eligible for home price savings. You must work with a Homes for Heroes mortgage specialist and business affiliates to be eligible to receive additional service-related savings. Contact Homes for Heroes for further details.