For agents
I was a Realtor for four years and closed fifty-plus transactions before I ever wrote a loan. I know what it costs you when a lender goes quiet.
When a loan goes sideways, the agent takes the call. Not the lender.
I know what it feels like when the lender goes dark three days before closing. Your buyer is calling you. The listing agent is calling you. The sellers already booked their movers. And you're sitting there with no answers, because the person who has them won't pick up the phone.
You've spent months earning that client's trust. One quiet lender can undo it in a week. And you don't get paid until the deal closes.
So I run my business the way I wish my lenders had. You get updates before you have to ask. If something comes up in underwriting, you hear it from me the same day, with a plan. Your client never has to wonder where their loan stands, and neither do you.
When you send me a client, you're trusting me with your name. I treat it that way.
Not income, not assets, not a gift letter. No matter who's asking. If the numbers don't work today, I'll tell you that now and show you what it takes to get there. A loan built on a stretched truth can come back to hurt the family living in that house.
Rates move every day, and every file has its own story. If someone guarantees you a rate on the first call, be careful. I'll give you the real picture, even when it's not what you hoped to hear. Then we figure out the best move from there.
A buyer should never wonder where their loan stands. An agent should never have to chase me for an update. If there's bad news, you hear it from me first, and you hear it with a plan.
You hear from me on every file, every week, whether or not there's news.
October 2023
Joe has been my preferred lender for sometime now, and let me tell you, I am extremely picky with who I allowed to be a part of my business and handle. My clients and Joe has done nothing but exceeded my expectations if you were looking for someone that will stay on top of it and get the job done and find solutions in ways that many others do not Joe is the Way to go.
Garrett S.